Legal Notice
Legal Notice
Terms of Use / Legal Notice
Please read these terms of use and legal notices before proceeding.
Terms of Use and Legal Notice
By accessing the websites of MIC Invest AG and the services, information, documents, etc., contained or described therein (collectively referred to as "Elements"), you declare that you have understood and accepted the following terms of use and legal notices. If you do not agree, do not access the MIC Invest AG websites (referred to as “MIC Website”).
Target Audience
These MIC Websites are intended exclusively for individuals, legal entities, partnerships, and corporations with domicile or registered office in Switzerland. In particular, these websites are not intended for persons subject to a legal system that prohibits the publication of or access to the MIC Website (due to the person’s nationality, residence, or other reasons). Access to MIC Websites is not permitted for individuals subject to such restrictions.
Copyright
All elements on the MIC Websites belong exclusively and comprehensively to MIC Invest AG (especially copyright and other rights), unless otherwise stated. The elements may only be used freely for browsing. Any full or partial re-publication, modification, linking, use, transmission, full or partial copying is prohibited without prior written consent from MIC Invest AG.
Ownership of the MIC Website and Trademark Rights
No part of the MIC Website is designed to grant a license or right to use any image, registered trademark, or logo. Downloading or copying from the MIC Website does not transfer any rights regarding software or other content. MIC Invest AG retains all rights (especially copyright and trademark rights) concerning all elements on the MIC Website and will fully enforce those rights.
Investment Information
Information published on MIC Websites regarding investment products does not constitute a solicitation, offer, or recommendation to buy or sell financial instruments or enter into any transactions or legal agreements. Such information does not represent a stock exchange listing notice, especially not for SWX Swiss Exchange, nor a prospectus according to Art. 652a or Art. 1156 of the Swiss Code of Obligations. Investors interested in a specific investment product are advised to carefully read the full documentation (prospectus, term sheet, etc.) and the brochure "Special Risks in Securities Trading / Information on the Stock Exchange Act" before making an investment decision.
The MIC Websites are not intended for persons under a legal system that prohibits the publication of or access to MIC Websites or the investment information they contain. Access is not permitted for such individuals.
No Warranty
MIC Invest AG makes no representation or warranty that the MIC Websites will operate without interruption or error, that defects will be corrected, or that the MIC Website or the server are free from viruses or harmful components.
No Offer
Content published on MIC Websites does not constitute a solicitation, offer, or recommendation for the acquisition or sale of financial instruments or any other transactions or legal acts. The information does not override any contract terms you may enter into or have entered into with MIC Invest AG. In such cases, those terms take precedence.
MIC Websites are not intended for individuals subject to legal restrictions regarding access or publication of the site. Those to whom such restrictions apply may not access the site.
No Orders
MIC Invest AG expressly states it is not obligated to accept any orders, cancellations of orders, or authorizations for transactions (e.g., payment or securities transactions) submitted via the MIC Website, unless a specific agreement exists between you and MIC Invest AG.
No Representation
While MIC Invest AG has exercised due care in compiling the information on its websites, it and its partners provide no explicit or implied warranty (including to third parties) regarding the accuracy, reliability, or completeness of the elements. The content may be changed at any time without notice. The information is not intended as investment advice or as legal or tax guidance. Past performance is not indicative of future results. Investment value may rise or fall, and MIC Invest AG does not guarantee capital preservation or appreciation. Seek advice from a qualified professional before making investment decisions.
No Liability
MIC Invest AG disclaims all liability (including negligence) for damages or consequential losses arising from the use of or access to the MIC Website or linked third-party websites. It also assumes no liability for third-party manipulation of user IT systems.
No Data Transmission Security
When you visit the MIC Website, your data is transmitted over an open, public network and may cross international borders, even if you and MIC Invest AG are both located in Switzerland. These transmissions are not secure and can be intercepted, allowing third parties to infer a (potential) relationship with MIC Invest AG or a bank. Communications via email, SMS, etc., are generally unencrypted; even if encrypted, sender and recipient information remains visible. Therefore, confidentiality (e.g., banking secrecy) is not guaranteed. MIC Invest AG warns of the risks of viruses and hacker attacks and recommends using up-to-date browsers and antivirus software. Do not open emails or attachments from unknown sources.
Protection of Personal Data
MIC Invest AG does not collect personal data through its website unless you explicitly provide it (e.g., via forms). In such cases, MIC Invest AG may use this information to market products and services it believes may interest you.
Internal Data Protection
Within MIC Invest AG, your personal data is transmitted and stored in a protected environment (e.g., firewalls). Appropriate measures are taken to prevent unauthorized third-party access, except for third parties contracted by MIC Invest AG to provide services to you. MIC Invest AG will only disclose data to other parties if legally or regulatorily obligated.
Protection of Tracking Data
To optimize its web offerings, MIC Invest AG may collect tracking data reflecting users’ browsing behavior. This data does not identify individuals and is therefore not subject to data protection laws.
Links to Other Websites
External links are specifically marked. Websites linked to or from the MIC Website are outside MIC Invest AG’s control, and MIC Invest AG assumes no responsibility for their content, completeness, legality, or any products or services offered. Linking to or from such sites is at the user’s own risk.
MIC Invest AG, April 2025
Google Analytics Privacy Notice
This website uses Google Analytics, a service provided by Google Inc. Google Analytics uses “cookies” (text files placed on your computer) to analyze how users interact with the site. The cookie-generated information (including your IP address) is transmitted to and stored by Google on servers in the USA. Google truncates the last part of your IP address before processing. The data is used for reporting and analytics on website usage and may be transferred to third parties where legally required or where third parties process data on Google’s behalf. Google does not associate your IP address with other data. You may disable cookies via your browser settings; however, this may affect site functionality. By using this site, you consent to Google’s processing of your data as described above.